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Guaranteed investment certificates (GICs) are considered one of the safest ways to invest and often form part of an investors portfolio. In order to help you make informed investment decisions, we are providing unbiased resources and information. You would pay tax on the income received from the annuity.
Find out more about getting retirement income from your RRSP, how annuities work and what happens when you withdraw from your RRSP before you retire. There are a couple exceptions, including the Home Buyers Plan and the Lifelong Learning Plan.